Do The Following Things To Avoid ATM Scam

Many Ghanaians for some years now have been using ATM for redrawing money from their bank.The advantages of using ATM is enormous: Banking has become very simple and convenient,no long hours spent in the banking hall,money can be redrawn at any time one pleases and many more.

However, there are challenges that need to be addressed like:shortage of money in,poor server which leads to delay in redrawing your money and lastly security threat posed by thieves

Our hard earned money should be protected at all cost no matter what.Your bank network has a role to play as well as you the card user. ATM scams come in various forms.Pay attention to the following tips listed below.

The Lebanese loop

This trick involves using an external device in order to steal your credit or ATM card.A blocking mechanism is inserted into the ATM.If your card is not coming out after completing your transaction, the best thing to do is to go into the banking hall or call for help whiles you standby to claim your card.It can happen that thieves might be hiding around to remove the blocking device and get hold of your card without your notice.

Secret Cameras

Thieves can also use wireless cameras to monitor your transactions and discover your secret pin to defraud your account.These cameras are usually so small that it can be positioned anywhere without your knowledge.It is therefore advisable to cover your pin with your other hand when inputting your secret pin.

Fake pads

Another way thieves can steal your pin is to place a fake pad on the ATM's original keypad.One might think this fake keypad will not work properly but that is not it.The fake keypad works perfectly like the original.This fake keypad will record your secret pin which they will use to steal your money with a cloned ATM card.The solution is to use ATM with digital keypad.

Phishing

Nowadays thieves are in possession of so many credit cards and the only hindrance to stealing your money is your secret pin.These thieves will pose as representatives of your bank and send you email or call to ask you to update your ATM card records or details by clicking on a link.Never share any sensitive information with any person.Go to your bank for any account update.

Do not forget to share to your loved ones.

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